Santander offers customers many services, including auto, personal, and savings secured loans. This bank serves the Northeast with a team of 9,800 individuals that are there to help you reach your goals. Their mission is to make banking easier.
If you are in the market to buy a new or used car or you have a current auto loan that you would like to refinance, Santander may be able to help. They provide loans of up to $75,000, with attractive interest rates and good terms. They can also pre-qualify you so that you know exactly how much money you can borrow before you go shopping.
When you are in the market for a car, you want to find the best deal possible, and Santander offers competitive rates, flexible terms, 100% financing, rate discounts, and the Santander Loan Protection Plan.
If it is a personal loan you are looking for, Santander has loans from $5000 to $25,000, and no collateral is needed. The term can be up to 60 months, and there are no annual fees. Santander offers competitive rates, a rate discount for automatic payments, no collateral, and no application fee. They can offer you either a personal loan or a personal line of credit depending on which meets your needs better.
Santander also offers a savings secured loan, which works great for many families who might need access to funds quickly. It can help to build credit through a secured loan, which uses your money market savings, certificate of deposit, or Santander savings as collateral. They offer competitive rates, so you will continue to earn interest. You use your own money as collateral, so you can establish your credit and build on it. The interest rate will be better than that offered with unsecured credit. You can borrow up to 98 percent of your collateral, and qualifying is easy.
The Santander Optional Loan Protection Plan is something that is worth mentioning because it protects your assets, finances, and family – the things that are most important. Santander gives you the tools so that you can protect you and your family from those unexpected moments that life can throw at you, leaving you struggling to make ends meet and make your payments. Job loss, illness, accidents, and death can leave you unable to meet your financial obligations.
Santander offers three different types of protection. You can get up to $100,000 protection in case of death; 15 eligible monthly payments up to $1000 each in case of disability; and also be protected from involuntary unemployment by being provided with 15 eligible monthly payments up to $1000 each. This kind of protection can really give you peace of mind.
Santander is a bank with more than 650 branches and round-the-clock online banking that keeps you connected wherever you are. Santander’s goal is to keep your banking simple and help you manage your money. Santander’s banking services are worth exploring further. They may be able to meet your needs.